20705 W Toad Lake Drive, Osage, MN 56570

With your personalized portal, you can:

Save and organize your property searches
Receive real-time updates on new and updated listings
Track and monitor homes you’re interested in
Add private notes and messages for easy reference
Customize your dashboard to fit your needs

20705 W Toad Lake Drive, Osage, MN 56570

$1,080,000

Virtual Tour

https://wellcomemat.com/embed/5gj9748f79f11mnt2?mls=1

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,142 Lot Size (sq. ft.): 135,036 Status: Active

Current Price: $1,080,000 List Date: 7/25/2026 Last Modified: 9/12/2026

Overview

Description

Rare Toad Lake legacy opportunity featuring expansive 390(A) feet of pristine shoreline on crystal-clear waters with direct borders to newly acquired state land, ensuring permanent privacy and exclusive access to future recreational opportunities. This exceptional 3.1-acre compound offers immediate family enjoyment with unlimited potential for generational wealth building. The established compound features two fully appointed lakefront cabins, each with full kitchens, baths, and wood-burning fireplaces. The impressive 32' x 52' (A) heated workshop/garage with in-floor heating, full utilities, laundry, 3/4 bath, and storage provides endless possibilities for collections, recreation, or staff quarters. Multiple private docks, hilltop observation deck with panoramic lake views, and guest bunkhouse create the perfect retreat. Mature woodland setting offers complete seclusion while remaining just 18 miles from Detroit Lakes amenities. The adjacent MN state land is to be run as a wildlif ... (Read more)

Listing Details MLS# 7112850

General Property Information

Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 2
Road Btwn WF & Home?: No
Waterfront YN: Yes
Year Built: 1960
Yearly/Seasonal: Yearly
Zoning: Agriculture
Bath Three Quarters: 3
Main Floor Total SqFt: 1142
Above Grd Total SqFt: 1142
Total SqFt: 1142
Total Finished Sqft: 1142.00
FireplaceYN: Yes
Lake/Waterfront Name: Toad
Style: (SF) Single Family
Foundation Size: 1142
Garage Stalls: 6
Lot Dimensions: Irregular
Acres: 3.1
Assessment Pending: Unknown

Property Features

Accessible: None Air Conditioning: Wall Unit(s) Appliances: Cooktop; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Basement: None Bath Description: Main Floor 3/4 Bath Construction Status: Previously Owned Exterior: Log Fireplace Characteristics: Wood Burning Foundation: Other Fuel: Electric Heating: Baseboard; In-Floor Heating Lake Details: Rocky Laundry: In Garage Lock Box Type: Supra Lot Description: Accessible Shoreline; Irregular Lot; Property Adjoins Public Land; Tree Coverage - Medium Outbuildings: Bunk House Roof: Shake Sewer: Septic System Compliant - Yes Stories: One Topography: Wooded; High Ground; Level; Rolling; Walkout Water: Well Waterfront Type: Lake Front Waterfront View: East

Contract Information

Contingency: None
Original List Price: 1200000
ListPrice: 1080000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 20705
Street Direction Prefix: W
Street Name: Toad Lake
Street Suffix: Drive
Postal City: Osage
County: Becker
State: MN
Zip Code: 56570

Assessments

Tax With Assessments: 5516

Building Information

Finished SqFt Above Ground: 1142

More Information

Lake Details

Lake Acres: 1816
Lake Depth: 29

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: No

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Dimensions: 32x52
Garage Door Height: 7
Garage Door Width: 16
Garage Square Feet: 1576

Public Survey Info

Range#: 38
Section#: 08
Township#: 139

Room Information

Room Name	Level
Kitchen	Main

Documents

Toad Lake Docs.pdf ›

Listing Office: Horizon Real Estate Group

Last Updated: September - 12 - 2026

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2026 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.