4531 Mcdonald Drive N, Stillwater, MN 55082

$1,800,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 4,519 Lot Size (sq. ft.): 174,240 Status: Closed
Current Price: $1,800,000 List Date: 9/04/2025 Last Modified: 1/27/2026

Overview

Description

Discover refined elegance and effortless lakeside living in this stunning walkout rambler, custom-built by the renowned TJB Homes. Nestled on the serene shores of Lake McDonald, this home blends timeless craftsmanship with modern comfort—offering a rare opportunity to own a nearly new lakefront retreat in Cloverdale Farm. Soaring ceilings, expansive black Andersen windows frame breathtaking water views, and a seamless open-concept layout designed for both entertaining and everyday living. Main level living, Wirsbo In floor heat, Custom remote control window treatments, Sonos surround sound, and room to add a dock on the lake.

Listing Details MLS# 6783064

General Property Information

Assoc Mgmt Co. Phone #
612-355-9336
Association Fee Frequency
Annually
Association Mgmt Co. Name
Cloverdale Farm HOA
Common Wall
No
Lot Measurement
Acres
Manufactured Home?
No
Multiple PIDs?
No
New Development
No
Number of Fireplaces
3
Road Btwn WF & Home?
No
Waterfront Frontage
350
Waterfront YN
Yes
Year Built
2022
Yearly/Seasonal
Yearly
Zoning
Residential-Single Family
Bath Full
Yes
Bath Three Quarters
Yes
Bath Half
Yes
Main Floor Total SqFt
2381
Above Grd Total SqFt
2381
Below Grd Total SqFt
2138
Total SqFt
4519
Total Finished Sqft
4491.00
Lake/Waterfront Name
McDonald
Style
(SF) Single Family
Foundation Size
2381
Association Fee
1200
Garage Stalls
4
Lot Dimensions
956x255x520x200
Acres
4
Bath Quarter
0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Shared: Common Garden; Dock; In-Ground Sprinkler System; Tennis Courts Amenities Unit: Deck; Ethernet Wired; Exercise Room; Hardwood Floors; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Porch; Primary Bedroom Walk-In Closet; Security System; Tennis Court; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Wet Bar Appliances: Air-To-Air Exchanger; Cooktop; Dishwasher; Disposal; Double Oven; Dryer; Energy Star Appliances; Refrigerator; Washer Approved Financing: FHA; VA Association Fee Includes: Dock; Shared Amenities Assumable Loan: Not Assumable Basement: Drain Tiled; Egress Windows; Full; Sump Pump; Tile Shower Bath Description: Double Sink; Main Floor 1/2 Bath; Main Floor 3/4 Bath; Private Primary; Full Basement; Bathroom Ensuite; Walk-In Shower Stall Construction Materials: Concrete Construction Status: Previously Owned Dining Room Description: Breakfast Bar; Eat In Kitchen; Informal Dining Room; Kitchen/Dining Room Electric: 200+ Amp Service Elevation Highpoint to Waterfront Slope: Gradual Existing Financing: Conventional Exterior: Cement Board Family Room Characteristics: Entertainment/Media Center; Lower Level Fencing: None Financing Terms: Conventional Fireplace Characteristics: Electric; Family Room; Gas Burning; Living Room Foundation: Poured Concrete Fuel: Natural Gas Heating: Boiler; Forced Air; Hot Water; In-Floor Heating; Radiant Lake Details: Weeds Laundry: Gas Dryer Hookup; Laundry Room; Main Level Lot Description: Accessible Shoreline; Tree Coverage - Medium Parking Characteristics: Garage Door Opener; Heated Garage; Insulated Garage; RV Access/Parking Pool Description: None Road Frontage: City Street; Paved Streets; Sidewalks; Storm Sewer; Street Lights Road Responsibility: Public Maintained Road Roof: Age 8 Years or Less; Architectural Shingle; Asphalt Shingles; Metal; Pitched Sellers Terms: Cash; Conventional Sewer: Mound Septic; Private Sewer; Septic System Compliant - Yes; Tank with Drainage Field Special Search: All Living Facilities on One Level; Main Floor Bedroom; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: One Water: Drilled; Private; Well Waterfront View: Lake; Panoramic; East

Contract Information

Off Market Date
2025-10-25
Contingency
None
Closed Date
2025-11-18
Original List Price
1850000
Sales Close Price
1800000
ListPrice
1850000
Owner is an Agent?
No
Auction?
No

Location Tax and Other Information

House Number
4531
Street Name
Mcdonald
Street Suffix
Drive
Street Direction Suffix
N
Postal City
Stillwater
County
Washington
State
MN
Zip Code
55082
Complex/Dev/Subdivision
Cloverdale Farm

Assessments

Tax With Assessments
11288
Assessment Balance
0

Building Information

Finished SqFt Above Ground
2605
Finished SqFt Below Ground
1886

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet
15-26

Insurance Fee

Insurance Fee Frequency
N/A
Insurance Fee
0

Lake Details

Lake Acres
40
Lake Depth
No
Weeds
Yes

Lease Details

Land Leased
Not Applicable

Miscellaneous Information

Homestead
Yes

Ownership

Fractional Ownership
No

Parking Characteristics

Garage Dimensions
36x45
Garage Door Height
12
Garage Door Width
16
Garage Square Feet
1274
Garage Door Opener
Yes
Heated Garage
Yes
Insulated Garage
Yes
RV Access/Parking
Yes

Public Survey Info

Range#
20
Section#
7
Township#
29

Office/Member Info

Association
SPAAR

Location, Tax and Other Information

AssocFeeYN
Yes
Legal Description
SUBDIVISIONNAME CLOVERDALE FARM LOT 37 BLOCK 2 SUBDIVISIONCD 78110
Listing City
Stillwater
Map Page
96
Municipality
Baytown Twp
School District
Stillwater
School District Phone
651-351-8301
DNR Lake ID#
82001000
DNR Lake Classification
Natural Environment
Property ID Number
0702920140006
Tax Year
2025
Tax Amount
11288
In Foreclosure?
No
Potential Short Sale?
No
Lender Owned?
No

Directions & Remarks

Public Remarks
Discover refined elegance and effortless lakeside living in this stunning walkout rambler, custom-built by the renowned TJB Homes. Nestled on the serene shores of Lake McDonald, this home blends timeless craftsmanship with modern comfort—offering a rare opportunity to own a nearly new lakefront retreat in Cloverdale Farm. Soaring ceilings, expansive black Andersen windows frame breathtaking water views, and a seamless open-concept layout designed for both entertaining and everyday living. Main level living, Wirsbo In floor heat, Custom remote control window treatments, Sonos surround sound, and room to add a dock on the lake.
Directions
Hwy 5 (Stillwater Blvd) So of Hwy 36 to McDonald Drive N, East to home.

Accessible

None
Yes

Air Conditioning

Central Air
Yes

Amenities Shared

Common Garden
Yes
Dock
Yes
In-Ground Sprinkler System
Yes
Tennis Courts
Yes

Amenities Unit

Deck
Yes
Ethernet Wired
Yes
Exercise Room
Yes
Hardwood Floors
Yes
In-Ground Sprinkler
Yes
Kitchen Center Island
Yes
Kitchen Window
Yes
Main Floor Primary Bedroom
Yes
Natural Woodwork
Yes
Paneled Doors
Yes
Panoramic View
Yes
Patio
Yes
Porch
Yes
Primary Bedroom Walk-In Closet
Yes
Security System
Yes
Tennis Court
Yes
Tile Floors
Yes
Vaulted Ceiling(s)
Yes
Walk-In Closet
Yes
Wet Bar
Yes

Appliances

Air-To-Air Exchanger
Yes
Cooktop
Yes
Dishwasher
Yes
Disposal
Yes
Double Oven
Yes
Dryer
Yes
Energy Star Appliances
Yes
Refrigerator
Yes
Washer
Yes

Approved Financing

FHA
Yes
VA
Yes

Association Fee Includes

Dock
Yes
Shared Amenities
Yes

Assumable Loan

Not Assumable
Yes

Basement

Drain Tiled
Yes
Egress Windows
Yes
Full
Yes
Sump Pump
Yes
Tile Shower
Yes

Bath Description

Double Sink
Yes
Main Floor 1/2 Bath
Yes
Main Floor 3/4 Bath
Yes
Private Primary
Yes
Full Basement
Yes
Bathroom Ensuite
Yes
Walk-In Shower Stall
Yes

Construction Materials

Concrete
Yes

Construction Status

Previously Owned
Yes

Dining Room Description

Breakfast Bar
Yes
Eat In Kitchen
Yes
Informal Dining Room
Yes
Kitchen/Dining Room
Yes

Electric

200+ Amp Service
Yes

Elevation Highpoint to Waterfront Slope

Gradual
Yes

Existing Financing

Conventional
Yes

Exterior

Cement Board
Yes

Family Room Characteristics

Entertainment/Media Center
Yes
Lower Level
Yes

Fencing

None
Yes

Financing Terms

Conventional
Yes

Fireplace Characteristics

Electric
Yes
Family Room
Yes
Gas Burning
Yes
Living Room
Yes

Foundation

Poured Concrete
Yes

Fuel

Natural Gas
Yes

Heating

Boiler
Yes
Forced Air
Yes
Hot Water
Yes
In-Floor Heating
Yes
Radiant
Yes

Laundry

Gas Dryer Hookup
Yes
Laundry Room
Yes
Main Level
Yes

Lot Description

Accessible Shoreline
Yes
Tree Coverage - Medium
Yes

Patio, Porch and Deck Features

Composite Decking
Yes
Deck
Yes
Front Porch
Yes
Patio
Yes
Side Porch
Yes

Pool Description

None
Yes

Restriction/Covenants

Architecture Committee
Yes
Mandatory Owners Assoc
Yes
Other Covenants
Yes
Pets - Cats Allowed
Yes
Pets - Dogs Allowed
Yes

Road Frontage

City Street
Yes
Paved Streets
Yes
Sidewalks
Yes
Storm Sewer
Yes
Street Lights
Yes

Road Responsibility

Public Maintained Road
Yes

Roof

Age 8 Years or Less
Yes
Architectural Shingle
Yes
Asphalt Shingles
Yes
Metal
Yes
Pitched
Yes

Sellers Terms

Cash
Yes
Conventional
Yes

Sewer

Mound Septic
Yes
Private Sewer
Yes
Septic System Compliant - Yes
Yes
Tank with Drainage Field
Yes

Special Search

All Living Facilities on One Level
Yes
Main Floor Bedroom
Yes
Main Floor Laundry
Yes
Main Floor Primary
Yes
Primary Bdr Suite
Yes

Stories

One
Yes

Water

Drilled
Yes
Private
Yes
Well
Yes

Waterfront View

Lake
Yes
Panoramic
Yes
East
Yes

Room Information

Room Name Dimensions Level
Game Room 22x28 Lower
Family Room 25x17 Lower
Pantry (Walk-In) 11x7.5 Main
Mud Room 11x7 Main
Foyer 8x10.5 Main
Third (3rd) Bedroom 15x11 Lower
Second (2nd) Bedroom 15x14 Lower
Exercise Room 12x15 Lower
Den 12x15 Main
Kitchen 19x16 Main
Living Room 24x17 Main
Dining Room 15x11 Main
Deck 11x18 Main
Porch 14x16 Main
First (1st) Bedroom 16x15 Main

Documents

IDX
Listing Office: Edina Realty, Inc.
Last Updated: January - 27 - 2026
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity SM Program of the Regional Multiple Listing Service of Minnesota, Inc. The information provided is deemed reliable but not guaranteed. Properties subject to prior sale, change or withdrawal. ©2024 Regional Multiple Listing Service of Minnesota, Inc All rights reserved.

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