4575 McDonald Drive Overlook, Stillwater, MN 55082

General Property Information

Assoc Mgmt Co. Phone #: 612-355-9336
Association Fee Frequency: Annually
Association Mgmt Co. Name: Cloverdale Farm HOA
Common Wall: No
Lot Measurement: Acres
Manufactured Home?: No
Multiple PIDs?: No
New Development: No
Number of Fireplaces: 5
Road Btwn WF & Home?: No
Waterfront Frontage: 320
Waterfront YN: Yes
Year Built: 1995
Yearly/Seasonal: Yearly
Zoning: Residential-Single Family
Bath Full: 2
Bath Three Quarters: 4
Bath Half: 2
Main Floor Total SqFt: 2590
Above Grd Total SqFt: 4336
Below Grd Total SqFt: 2384
Total SqFt: 6720
Total Finished Sqft: 6574.00
FireplaceYN: Yes
Lake/Waterfront Name: McDonald
Style: (SF) Single Family
Foundation Size: 2384
Association Fee: 1500
Garage Stalls: 4
Lot Dimensions: irregular
Acres: 4.3
Bath Quarter: 0

Property Features

Accessible: None Air Conditioning: Central Air Amenities Unit: Ceiling Fan(s); Deck; Exercise Room; In-Ground Sprinkler; Kitchen Center Island; Kitchen Window; Main Floor Primary Bedroom; Natural Woodwork; Paneled Doors; Panoramic View; Patio; Porch; Primary Bedroom Walk-In Closet; Sun Room; Tile Floors; Vaulted Ceiling(s); Walk-In Closet; Washer/Dryer Hookup; Wet Bar Appliances: Air-To-Air Exchanger; Central Vacuum; Chandelier; Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Association Fee Includes: Dock; Shared Amenities Assumable Loan: Not Assumable Basement: Drain Tiled; Sump Pump Bath Description: Double Sink; Main Floor 1/2 Bath; Main Floor Full Bath; Upper Level 3/4 Bath; Upper Level Full Bath; Full Primary; 3/4 Basement; Two Basement Baths; Bathroom Ensuite; Separate Tub & Shower Construction Status: Previously Owned Dining Room Description: Eat In Kitchen; Separate/Formal Dining Room Electric: Circuit Breakers Elevation Highpoint to Waterfront Slope: Gradual Exterior: Brick/Stone; Cement Board Family Room Characteristics: 2 or More; 2 Story/High/Vaulted Ceilings; Great Room Fencing: Invisible; Other Financing Terms: Conventional Fireplace Characteristics: Family Room; Gas Burning; Living Room; Primary Bedroom; Stone; Other Foundation: Concrete Block Fuel: Natural Gas Heating: Forced Air; In-Floor Heating Laundry: Laundry Room; Lower Level; Main Level; Sink Lot Description: Accessible Shoreline; Tree Coverage - Light Parking Characteristics: Finished Garage; Garage Door Opener; Heated Garage Pool Description: Below Ground; Heated Road Frontage: City Street; No Outlet/Dead End; Paved Streets Roof: Age 8 Years or Less; Architectural Shingle; Asphalt Shingles Second Unit: Easily Divided Sellers Terms: Cash; Conventional; VA Sewer: Septic System Compliant - Yes Special Search: 3 BR on One Level; All Living Facilities on One Level; Main Floor Laundry; Main Floor Primary; Primary Bdr Suite Stories: Two Water: Private; Well Waterfront View: Lake; Panoramic; East

Contract Information

Off Market Date: 2025-08-07
Contingency: None
Closed Date: 2025-09-08
Original List Price: 1850000
Sales Close Price: 1750000
ListPrice: 1850000
Owner is an Agent?: No
Auction?: No

Location Tax and Other Information

House Number: 4575
Street Name: McDonald Drive Overlook
Postal City: Stillwater
County: Washington
State: MN
Zip Code: 55082
Complex/Dev/Subdivision: Cloverdale Farm

Assessments

Assessment Balance: 3
Tax With Assessments: 15488

Building Information

Finished SqFt Above Ground: 4336
Finished SqFt Below Ground: 2238

More Information

Elevation Highpoint to Waterfront Feet

Elevation Highpoint Waterfront Feet: 4-10

Lake Details

Lake Acres: 40

Lease Details

Land Leased: Not Applicable

Miscellaneous Information

Homestead: Yes

Ownership

Fractional Ownership: No

Parking Characteristics

Garage Square Feet: 1132
Finished Garage: Yes
Garage Door Opener: Yes
Heated Garage: Yes

Public Survey Info

Range#: 20
Section#: 7
Township#: 29

Office/Member Info

Association: SPAAR

Location, Tax and Other Information

AssocFeeYN: Yes
Legal Description: SUBDIVISIONNAME CLOVERDALE FARM LOT 31 BLOCK 2 SUBDIVISIONCD 78110
Map Page: 96
Municipality: Baytown Twp
School District: Stillwater
School District Phone: 651-351-8301
DNR Lake ID#: 82001000
DNR Lake Classification: Natural Environment
Zip Plus 4: 2147
Property ID Number: 0702920110008
Tax Year: 2025
Tax Amount: 15485
In Foreclosure?: No
Potential Short Sale?: No
Lender Owned?: No

Directions & Remarks

Public Remarks: Welcome to your forever home! This main-level living residence offers a versatile floorplan designed for longevity-a home you can grow into, age in place, and enjoy for years to come. Perfect for entertaining both inside and out, this property truly offers a little bit of everything: lakeshore, a saltwater pool, and a sport court—all combined to create a resort-style lifestyle. The tranquil main level primary suite is a true retreat at the end of a busy day, featuring lake views, a cozy fireplace, a spa-like bathroom with heated floors, custom vanity, tray vault ceiling, and a spectacular walk-in closet with private laundry. The remodeled kitchen is the heart of the home, featuring an oversized island with seating for six. It opens seamlessly into the living room with soaring volume ceilings, creating an inviting and functional space for everyday living and entertaining. Upstairs, you’ll find three bedrooms each with its own bathroom, plus a spacious office with a fireplace. The walkout lower level was designed for entertaining! Highlights include a second kitchen open to the family and recreation rooms, a dedicated theatre room with theatre seating, and a pool area complete with changing room, bathroom, and laundry. The fifth bedroom features a fireplace, a large walk-in closet, and a ¾ bath with heated floors. There's even a dedicated home gym for those who love to work out at home. This is truly a special place where you feel miles away from it all, yet you’re just five minutes from schools, shopping, dining, coffee, and only a few more to downtown Stillwater and the St. Croix River. This is it!
Directions: From Hwy 36 north on 5 to McDonald Drive N East to McDonald Drive Overlook North to home.

Accessible

None: Yes

Air Conditioning

Central Air: Yes

Amenities Unit

Ceiling Fan(s): Yes
Deck: Yes
Exercise Room: Yes
In-Ground Sprinkler: Yes
Kitchen Center Island: Yes
Kitchen Window: Yes
Main Floor Primary Bedroom: Yes
Natural Woodwork: Yes
Paneled Doors: Yes
Panoramic View: Yes
Patio: Yes
Porch: Yes
Primary Bedroom Walk-In Closet: Yes
Sun Room: Yes
Tile Floors: Yes
Vaulted Ceiling(s): Yes
Walk-In Closet: Yes
Washer/Dryer Hookup: Yes
Wet Bar: Yes

Appliances

Air-To-Air Exchanger: Yes
Central Vacuum: Yes
Chandelier: Yes
Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Association Fee Includes

Dock: Yes
Shared Amenities: Yes

Assumable Loan

Not Assumable: Yes

Basement

Drain Tiled: Yes
Sump Pump: Yes

Bath Description

Double Sink: Yes
Main Floor 1/2 Bath: Yes
Main Floor Full Bath: Yes
Upper Level 3/4 Bath: Yes
Upper Level Full Bath: Yes
Full Primary: Yes
3/4 Basement: Yes
Two Basement Baths: Yes
Bathroom Ensuite: Yes
Separate Tub & Shower: Yes

Construction Status

Previously Owned: Yes

Dining Room Description

Eat In Kitchen: Yes
Separate/Formal Dining Room: Yes

Electric

Circuit Breakers: Yes

Elevation Highpoint to Waterfront Slope

Gradual: Yes

Exterior

Brick/Stone: Yes
Cement Board: Yes

Family Room Characteristics

2 or More: Yes
2 Story/High/Vaulted Ceilings: Yes
Great Room: Yes

Fencing

Invisible: Yes
Other: Yes

Financing Terms

Conventional: Yes

Fireplace Characteristics

Family Room: Yes
Gas Burning: Yes
Living Room: Yes
Primary Bedroom: Yes
Stone: Yes
Other: Yes

Foundation

Concrete Block: Yes

Fuel

Natural Gas: Yes

Heating

Forced Air: Yes
In-Floor Heating: Yes

Insurance Fee

Insurance Fee: 0

Laundry

Laundry Room: Yes
Lower Level: Yes
Main Level: Yes
Sink: Yes

Lot Description

Accessible Shoreline: Yes
Tree Coverage - Light: Yes

Patio, Porch and Deck Features

Composite Decking: Yes
Deck: Yes
Patio: Yes

Pool Description

Below Ground: Yes
Heated: Yes

Road Frontage

City Street: Yes
No Outlet/Dead End: Yes
Paved Streets: Yes

Roof

Age 8 Years or Less: Yes
Architectural Shingle: Yes
Asphalt Shingles: Yes

Second Unit

Easily Divided: Yes

Sellers Terms

Cash: Yes
Conventional: Yes
VA: Yes

Sewer

Septic System Compliant - Yes: Yes

Special Search

3 BR on One Level: Yes
All Living Facilities on One Level: Yes
Main Floor Laundry: Yes
Main Floor Primary: Yes
Primary Bdr Suite: Yes

Stories

Two: Yes

Water

Private: Yes
Well: Yes

Waterfront View

Lake: Yes
Panoramic: Yes
East: Yes

Room Information

Room Name	Dimensions	Level
Living Room	20x14	Main
Dining Room	14x14	Main
Family Room	18x17	Lower
Kitchen	18x17	Main
First (1st) Bedroom	21x18	Main
Second (2nd) Bedroom	14x13	Upper
Third (3rd) Bedroom	14x12	Upper
Fourth (4th) Bedroom	14x12	Upper
Fifth (5th) Bedroom	16x15	Lower
Office	21x16	Upper
Media Room	16x12	Lower
Recreation Room	17x16	Lower
Bar/Wet Bar Room	15x13	Lower